Based in Lewisville, Texas, Nationstar offers servicing, origination, and real estate services to financial institutions and consumers. Nationstar is one of the largest and one of the fastest growing mortgage servicers. Our clients include national and regional banks, government organizations, securitization trusts, private investment funds and other owners of residential mortgage loans and securities.
We attribute our growth to our strong servicer performance and high touch servicing model, which emphasizes borrower interaction to improve loan performance and minimize loan defaults and foreclosures. We believe our exceptional track record as a servicer, coupled with our ability to scale our operations without compromising servicer quality, have enabled us to add new mortgage servicing portfolios with relatively low capital investment.
Nationstar has an integrated originations platform which complements and enhances our servicing business by allowing us to replenish our servicing portfolio as loans pay off over time. Nationstar has a joint-venture with KB Home, one of the large homebuilders in the US, called Home Community Mortgage, which focuses on originating loans to potential homebuyers. Nationstar also originates loans through wholesale and correspondent channels.
We offer a broad array of fee-based services to the real estate and mortgage industries, which we call Solutionstar. Solutionstar broadens our product offerings by providing mortgage-related services spanning the life cycle of a mortgage loan to leading financial institutions and originators.
We believe our integrated approach, together with the strength and diversity of our servicing operations and our strategies for growing substantial portions of our business with minimal capital outlays (which we refer to as our "capital light" approach), position us to take advantage of the major structural changes currently occurring across the mortgage industry.